Individual disability insurance will pay a portion of your income if you, or your employees, are unable to work due to sickness or injury.

This is an attractive benefit for Employees that live payckeck-to-payckeck. In a recent study, the Council for Disability Awareness found that 1 in 8 workers will be disabled for five years or more during their working careers. Individual disability insurance gives employees a sense of security, knowing that if they happen to be the 1 in 8, they will still be able to cover the mortgage.