A captive is a group of like-minded employers who join together and share the advantages of being self-insured without the without the risk & volatility. Your risk is mitigated by joining together with other like-minded employer groups to leverage size and predictability.
ThinkTank has several exclusive captives to choose from to fit your companies specific needs. Captives are not right for every company, and admittance into a captive is not guaranteed. But those that do join a ThinkTank captive tend love them, and are saving a lot of money.
There are three layers of claim financing, that when combined, form the group captive program:
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