Disruption Analysis helps clients discover the differences in networks. If a Facility or Doctor matched all networks, there is no “disruption” so it would not be shown in our Summary.

The sample report below was for a client with 180 employees on 3 PPO programs with Aetna in a traditionally self-funded arrangement. They liked the idea of moving to a Third-Party Administrator, however, were scared the networks would not compare. Once the client found the right Third-Party Administrator and Network, switching insurance companies (stop-loss) was never noticed by the employees.

• Allied/PHCS Network: 88% network overlap
• Allied/Cigna PPO Network: 95.8% network overlap
• Cigna Open Access Plus Network: 97.3% network overlap
• Cigna Local Plus Network (Chicago): 69.7% network overlap
• Cigna Local Plus Network (Phoenix): 78.26% network overlap